Instant Pre-Owned Vehicle Loan by CI Capital
Secure your dream Pre-owned vehicle(Both Personal and commercial) with CI Capital's Four-Wheeler Loan, offering financing up to Rs 10 lakh* at competitive interest rates (subject to eligibility criteria). Benefit from a hassle-free online application process, minimal documentation, and quick approval. CI Capital provides flexible tenure options, ensuring convenient repayments tailored to your financial needs. Apply for a Used Vehicle Loan and confidently drive home your dream car.
Disclaimer: Used Vehicle Loans are at the sole discretion of CI Capital. Terms and conditions apply.
Loan amount offered
₹ 1 Lakh onward
Maximum Tenure
Upto 5 years
Interest rate starting @
16 % p.a
Personal Car loan: Benefits & Features
Quick
Processing
At CI Capital, we ensure that you won’t have to wait for long to buy your dream Vehicle.
Flexible
tenure
With CI Capital’s Used Vehicle loan, you can choose a repayment tenure of up to 60 months.
Flexi EMI
Options
At CI Capital, you have the option to customize your car loan EMIs according to your convenience.
Competitive Interest Rates
With CI Capital, you can get the required financing to pay for your dream Vehicle at highly competitive interest rates.
Pre-owned vehicle Loan Eligibility
- Salaried Individuals
- The applicant must be aged between 21 and 60 years.
- The applicant must have a minimum salary of Rs. 3,00,000 pa
- The applicant must have a minimum work experience of 2 years.
- The applicant must be aged between 21 and 65 years.
- The applicant must be the proprietor of the business.
- The applicant’s business must be at least 2 years old.
Documents required for Pre-owned vehicle Loan
- Last 3 Months Bank Statements
- Valid RC & Insurance copy
- 3 latest Salary Slips with the latest Form 16
- Valid Business proof for Self Employed profiles
- KYC documents: (anyone from the list mentioned below)
- Passport
- Driving license
- PAN Card
- Aadhaar Card with date of birth
- Voters Id
Pre-owned vehicle Loan: Basic Eligibility Criteria
Pre-owned vehicle loan FAQs
Pre-owned Vehicle Loans are extended for the purchase of a pre-owned personal and passenger four-wheeler, these loans can also be used as Cash Loan through products like Refinance, Top-up on an existing Vehicle Loan or to carry out a Balance Transfer.
There are two types of application processes when applying for a Car Loan – a Digital process and a Manual process.
Manual Process
- Walk in.
- Discuss with our team.
- The team will share Schemes and Internal Rate of Return details.
- Submit the required documents.
- The team will follow the internal approval process.
- Post-approval, the Loan will be disbursed.
Digital Process
- Visit the CI Capital website, navigate the Loan application page, and click on ‘Apply Now’.
- Choose Existing or New Customer.
- Select the Loan Type and provide details such as name, mobile number, work information, etc.
- Once this is done, our representative will contact you immediately for further processing.
The Tenure ranges from 12 to 60 months to secure a pre-owned Car Loan.
Apply for Pre-owned vehicle loan at Your Convenience
Secured MSME Loan(MSME-LAP)
Secured loans require collateral, often used for large purchases or when credit scores and documented income are insufficient for unsecured loans.
Unsecured MSME Loan(MSME-BL)
Unsecured loans are a type of borrowing that does not require collateral, making them a flexible option for individuals or businesses in need of quick funds.
Pre-Owned Vehicle Loan
We offer used commercial and used personal Vehicle Loan to customers with various profiles. With quick processing, flexibility, and competitive rates, CI Capital can deliver customized commercials.
3-Wheeler Electric Vehicle Loan(3W EV)
CI Capital offers door-step loans for electric 3-wheelers, keeping your needs and repayment ability in mind.
