Instant Personal Loan by CI Capital
A Personal Loan is an attractive loan option that you can avail for various purposes without pledging any collateral. Whether you want to finance a medical emergency, take a much-needed family vacation, or give your home a long-awaited makeover, it allows you to tackle your urgent financial needs with utmost ease. Looking for an instant way to fund your larger expenses? Get an instant personal loan online!
Get affordable and unsecured personal finance of up to Rs. 35 lakhs at attractive personal loan interest rates. The best part? We have made the loan process extremely convenient for you with our digital application process and easy-to-meet eligibility criteria.
Disclaimer: Personal Loans are at the sole discretion of CI Capital. Terms and conditions apply.
Loan amount offered
₹75,000 - ₹35,00,000
Loan tenure
Upto 6 Years
Interest rate starting @
10.99% p.a
Personal loan: Benefits & Features
No Foreclosure
charges
Zero Pre-closure charges, if 12 EMIs are Paid.
Flexible
tenure
Enjoy the convenience of choosing a repayment tenure that suits your financial situation and goals.
Minimal Documentation
Personal loans require minimal documentation, streamlining the application process and reducing paperwork.
Fixed Interest
Rates
Benefit from stable and predictable interest rates, ensuring consistency in your monthly payments.
Personal Loan Eligibility
- Salaried Employees
- Salaried doctors
- Employees of public and private limited companies
- Government sector employees including Public Sector Undertaking, Central and Local bodies
- Minimum age of 21 years
- Maximum age of 60 years at the time of maturity of the Personal Loan
- Minimum net monthly income – Rs. Rs. 15,000 for government sector and Rs. 25,000 for private sector employees.
Documents required for Personal Loan
- Last 3 Months Bank Statements
- 3 latest Salary Slips with the latest Form 16
- KYC documents: (any one from the list mentioned below)
- Passport
- Driving license
- PAN Card
- Aadhaar Card with date of birth
- Voters Id
Personal loan: Basic Eligibility Criteria
Personal Loan Eligibility
- Salaried Employees
- Salaried doctors
- Employees of public and private limited companies
- Government sector employees including Public Sector Undertaking, Central and Local bodies
- Minimum age of 21 years
- Maximum age of 60 years at the time of maturity of the Personal Loan
- Minimum net monthly income – Rs. Rs. 15,000 for government sector and Rs. 25,000 for private sector employees.
Documents required for Personal Loan
- Last 3 Months Bank Statements
- 3 latest Salary Slips with the latest Form 16
- KYC documents: (any one from the list mentioned below)
- Passport
- Driving license
- PAN Card
- Aadhaar Card with date of birth
- Voters Id
Personal loan: Basic Eligibility Criteria
Personal loan FAQs
A Personal Loan is an unsecured loan offered by banks requiring minimal documentation and no collateral. The loan is offered based on eligibility criteria such as employment status, credit history, income level, repayment history and capacity.
Personal loans are lump-sum amounts lent by banks or lenders for personal use. You repay with interest over a fixed period through EMIs.
Visit our website to secure an instant Loan with CI Capital. After checking your Pre-approved Offer, check your eligibility, fill in and submit your Personal Loan application. Select the Loan amount and tenure as per your requirement. Check your Personal Loan approval status. You will receive an instant Loan approval and the amount will be disbursed into your Account immediately.
No, CI Capital offers its customers a collateral-free Personal Loan without any security. Visit our website to apply for an instant Personal Loan online.
CI Capital offers Personal Loans starting at Rs. 50,000 up to Rs. 50,00,000.
CI Capital offers currently offers a Personal Loan at interest rates ranging from 10.85% to 16.25%.
CI Capital Personal Loan repayment tenure ranges from 12 months to 72 months.
The Loan approval process at CI Capital is simple, quick and instant. Once a customer's Personal Loan is approved, it takes only 3 seconds for the amount to be disbursed into your Account.
No, there are no Tax benefits and Tax deductions on Personal Loans.
Apply for Personal Loan at Your Convenience
Apply for Personal Loan at
Your Convenience
5 game-changing trends in personal loans
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Personal loans disbursed via digital apps have the highest share of overdue accounts: Data
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Collection efficiency for personal loans reduces in December: ICRA
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